Version 1.2.8: Ask Twice and They Get Touchy
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Version 1.2.7 taught you to haggle. Version 1.2.8 teaches you what haggling costs. Push your luck twice and the other side may pick up their hat and leave.
This is also the build that went live on Google Play on 7 September, which we celebrated in a launch post. Here is everything else that came with it.
Haggle twice, if you dare
Every negotiable card now allows two rounds. Each round is still a coin flip, but the other side may also walk away, and then the deal is off, exactly as if you had passed. The second time around they are touchier, so pushing your luck is a real decision and not a free roll. There is no third round. The button disappears, and the game would refuse anyway.
Rounds compound on the terms as they now stand, and the card's badge keeps a running total, so you always know where you stand. Two wins are a triumph, a win and a loss is a draw with feelings, and two losses are a lesson.
We also took the exact odds off the button. A coin flip with the odds printed on it is a free roll to read and, if we are honest, a bit clinical. The button now says only that they may sweeten the deal, dig in or walk. A little mystery is good for you.
Cards that fit your life
The deck used to deal cards without checking whether they made sense for you. It could hand a divorce to someone who had never been married, or tell a player with no stocks to sell all their stocks. Cards can now carry prerequisites, and a card you do not qualify for is skipped and another one is dealt instead. The wedding sets a married flag, the divorce needs it, and the divorce clears it again (along with any used-up prenup) so a later marriage can sign a new one. Sell cards need something to sell. The bank's consolidation, payoff and refinance cards need loans.
A divorce that does its sums
When a divorce does happen, it now settles the net estate: your cash plus your equity in each asset, minus your debts. Your ex is entitled to a share. You choose which assets go and, this is the important part, which loans too. Debt secured on an asset goes with the asset, and a personal loan, an emergency loan, a credit-card balance or a bank loan you spent on stocks can be handed over as well. Whatever is left is settled in cash.
Before, the settlement counted your cash and the equity in each asset but ignored debt that was not secured on anything. Hand over the index funds you bought with a bank loan and you gave up the funds and kept the whole loan. That was a bad divorce and, worse, a bad lesson. The card's preview and the real settlement now share a single calculation, so what you see is what you sign.
Partner Buyout: borrow the shortfall
The Partner Buyout card used to show a greyed-out Buy Them Out button with no reason, unless you had a mouse to hover over it. Now every button that needs cash says what it needs and what you have. And if you are short, a new Leveraged Buyout button borrows the difference, under the same lending limits as any other business loan, with the loan payment and your resulting cashflow shown before you tap. We also took the return-on-investment row off the buyout card. Working out whether it is a good deal is your job.
Name tags on pawns
In multiplayer every pawn now wears a small name tag, and yours says "You" in gold. The tag sits on the side of the space that faces the centre of the board, so it never runs off the screen or covers a neighbour, and tags stack when several pawns share a space. Single player shows none, because one pawn needs no name.
Fixes
- The lost roll. Tapping after the dice had landed but before the roll was handed over closed the window and threw the roll away. In play, the pawn never moved. On the character screen, your whole persona reveal never appeared. A tap now delivers the roll instead.
- The end-turn prompt used to pop up the moment you closed a Buy, Sell, Loan or Pay window. Opening and closing a window now restarts the wait, so the prompt only appears for a turn where nothing has been touched.
- Down payment, mistranslated. In German, Portuguese and Chinese, the return-on-investment formula had translated "down" as a direction instead of a down payment. It now means the money.
Next in the series is 1.2.9, the one about signing in.
The release notes, word for word
Haggle twice: negotiate, then renegotiate — but the other side may walk away (10%, then 15%). Cards now fit your life: no divorce before a wedding, no stock sale without stocks. Divorce splits your net estate, and your ex can take on loans. Partner Buyout: borrow the shortfall on the spot. Name tags on pawns in multiplayer. Fixes: a tap after the dice landed lost the roll (and your character), the end-turn prompt popped up right after a Pay or Loan window, greyed buttons now say what they need.
Play it now
Moneyflow is free on the App Store, free on Google Play and free in any browser. There are no ads, and you do not need an account to start.