Terms of Service

Last updated: May 16, 2026

These Terms of Service ("Terms") govern your use of the Moneyflow game at playmoneyflow.com and the Moneyflow mobile application (together, the "Service"). The Service is operated by Sensei EOOD, a company registered in Sofia, Bulgaria ("Sensei EOOD", "we", "us", "our"). By using the Service, you agree to these Terms.

1. The Service

Moneyflow is a free-to-play financial education board game. We reserve the right to modify, suspend, or discontinue the Service at any time without notice.

2. Accounts

You may sign in using a Google account. You are responsible for maintaining the confidentiality of your account and for all activity that occurs under it. You must not use another person's account.

3. Acceptable Use

You agree not to:

4. Intellectual Property

All content in the Service — including the Moneyflow name, the Lady of Moneyflow mascot, game mechanics, and code — is owned by us or our licensors and protected by applicable intellectual property laws. You may not copy, reproduce, or distribute any part of the Service without our written permission.

5. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

Moneyflow is an entertainment game. Nothing in the game constitutes financial, investment, legal, or tax advice.

6. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

7. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause. You may stop using the Service at any time and request deletion of your account by contacting us.

8. Governing Law

These Terms are governed by the laws of the Republic of Bulgaria. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts in Sofia, Bulgaria, without prejudice to mandatory consumer protection rights you may have under the laws of your country of residence in the EU.

9. Contact

Sensei EOOD, Sofia, Bulgaria. For any questions about these Terms, contact us at privacy@vkushty.com.

10. Changes

We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the revised Terms.